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Attention homeowners in Logan and Logan County: Get an Appraisal today!
See the top 7 reasons why West Virginia homeowners hire Tri-State Appraisals:
- Pre-listing appraisals (whether you're using an agent or selling the home on your own)
- Challenge Logan County's assessment of your property
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Remove PMI to cut your mortgage payment
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Reinstate your Home Equity Line of Credit (HELOC)
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To review a different appraiser's report for verification
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In the case of a divorce in the state of West Virginia, where property needs to be divided
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Settle an estate in West Virginia by determining the true market value of a property
At Tri-State Appraisals, we understand the individual needs of a consumer in need of appraisal services.
While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by Owner
Since you have an emotional attachment to your house, it's often very hard to be objective about it.
A professional appraiser is objective and will tell you what you need to know, not just what you want to hear.
A professional appraisal is a crucial negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers.
It's something tangible to show your buyer.
An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth.
Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value opinion than yours.
Challenge Tax Assessment
If you live in a local area that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued.
This means you're most likely paying higher taxes than you should be paying.
The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period.
Getting an appraisal from Tri-State Appraisals is your number one weapon when challenging your property tax assessment.
PMI Removal Appraisals
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular way to save money for homeowners.
Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan.
At Tri-State Appraisals, we're qualified in helping consumers just like you delete unwanted and unneeded PMI insurance.
HELOC recently frozen?
If your house is in a declining area, your lender just may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value.
This can be annoying from a cash flow standpoint, and damaging to your credit score since it may appear as though that credit line is maxed out.
Tri-State Appraisals can provide you with efficient appraisal that will help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a veteran appraiser to double-check your appraisal for efficiency, or do you need a second opinion without the charge and delay of waiting for a whole new appraisal?
We can go out and check the subject and comparables in a field review.
Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have had done before.
Although most review work is commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.
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Tri-State Appraisals 506 Dingess Street Logan, WV 25601-3529
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